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    <pubDate>Sun, 29 Jan 2012 08:25:00 +0000</pubDate>
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      <title>Tracking precious metal sellers</title>
      <description><![CDATA[The French government is strengthening laws on the buying and selling of precious metals in an effort to tighten regulations in the industry. It comes amid an alarming spike in jewellery heists in the Alpes-Maritimes and a surge in metal thefts throughout Europe.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/tracking-precious-metal-sellers.html</link>
      <pubDate>Sun, 29 Jan 2012 08:25:00 +0000</pubDate>
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      <title>Investing in the future</title>
      <description><![CDATA[As readers from Riviera Times know, RFP is a very transparent financial adviser and all comments on financial markets and articles can be checked during the months after they're published on our web site. We concluded our article in The Rivera Times January 2011 as follows: "Consequently, we remain very careful and we prefer to wait before investing again on stock markets". In our monthly market analysis report from March 2011, when Eurostoxx 50 was reaching 2,949 and gold 1,429 USD per once, we were advising to sell stocks and buy gold. They respectively reached 2,219 and 1,586 (peaked at 1,826 beginning of September).  Future developments showed our forecasts were right. ]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/investing-in-the-future.html</link>
      <pubDate>Sun, 01 Jan 2012 09:00:00 +0000</pubDate>
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      <title>New leader at SBM</title>
      <description><![CDATA[Minister of State Michel Roger and his ministers came to their first, televised meet-the-press engagement with a carefully prepared "modernisation" agenda that announced a number of new initiatives. ]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/new-leader-at-sbm-7127.html</link>
      <pubDate>Fri, 02 Dec 2011 09:00:00 +0000</pubDate>
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      <title>10 unusual financial products</title>
      <description><![CDATA[Everybody has heard about savings, stocks or bonds. But banks are innovative, and many other products have been created throughout the years which can even be subscribed to French and Luxembourg life insurance policies. We would like to introduce you to 10 kinds of investments you are probably not too familiar with. Last month, we introduced the first five on our list. Here are the last five:]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/id-10-unusual-financial-products.html</link>
      <pubDate>Thu, 01 Dec 2011 09:00:00 +0000</pubDate>
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      <title>10 unusual financial products</title>
      <description><![CDATA[Everybody has heard about savings, stocks or bonds, but banks are actually very innovative. We would like to introduce you to 10 types of investment you are probably not familiar with. Here are the first five. Next month, we will present the next five.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/id-10-unusual-financial-products-7206.html</link>
      <pubDate>Tue, 01 Nov 2011 09:00:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/id-10-unusual-financial-products-7206.html</guid>
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      <title>No dividends for SBM</title>
      <description><![CDATA[A decision to withhold dividends for the fiscal 2010/2011 year was announced at the Société Des Bains de Mer (SBM)’s extraordinary general meeting, held last month on 9th September. The move was prompted by a previously-announced net loss of 17.3 million euros on a consolidated turnover of 361.7 million.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/no-dividends-for-sbm.html</link>
      <pubDate>Thu, 27 Oct 2011 10:54:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/no-dividends-for-sbm.html</guid>
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      <title>New bank for Monaco’s wealthy</title>
      <description><![CDATA[Luxembourg-based Banque Havilland has just finalised the acquisition of Dexia Private Bank Monaco SAM. Under its new name Banque Havilland (Monaco) SAM the bank will continue to operate out of the same premises (3-9 blvd des Moulins and 32-34 blvd Princesse Charlotte), with the focus on wealth management.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/new-bank-for-monacos-wealthy.html</link>
      <pubDate>Fri, 21 Oct 2011 07:28:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/new-bank-for-monacos-wealthy.html</guid>
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    <item>
      <title>Free health cover transfer</title>
      <description><![CDATA[Are you one of those globetrotters who has recently moved to new pastures and is now without adequate health insurance?  If you are, then you belong to a growing number of people demanding an international health and accident insurance policy that will simplify life for those working or living abroad, or who travel extensively.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/free-health-cover-transfer.html</link>
      <pubDate>Tue, 18 Oct 2011 12:52:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/free-health-cover-transfer.html</guid>
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      <title>Have you got what it takes?</title>
      <description><![CDATA[But there is a way to become self-employed without taking enormous risk. The auto entrepreneur system in France has simplified small businesses, and it can be the gateway that foreigners need to complete their dream.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/have-you-got-what-it-takes.html</link>
      <pubDate>Tue, 18 Oct 2011 07:34:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/have-you-got-what-it-takes.html</guid>
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      <title>Rigorous budgetary discipline</title>
      <description><![CDATA[The Principality of Monaco will downsize development plans in a bid to balance the books within the next three years. ]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/rigorous-budgetary-discipline.html</link>
      <pubDate>Sun, 16 Oct 2011 07:50:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/rigorous-budgetary-discipline.html</guid>
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    <item>
      <title>Riviera tourism back on track</title>
      <description><![CDATA[After years of enduring the fallout from the 2008 global financial meltdown, things are finally returning to normal for the tourism industry on the French Riviera. The latest figures reveal visitor numbers are well up on last year, despite unseasonably changeable weather.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/riviera-tourism-back-on-track.html</link>
      <pubDate>Sun, 16 Oct 2011 07:22:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/riviera-tourism-back-on-track.html</guid>
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      <title>Understanding life insurance</title>
      <description><![CDATA[The French tax reform of July introduced new changes for one of the most useful investments for non-residents: life insurance policies. These policies are specific French investment vehicles used for both savings and transmission. As long as the funds remain invested within the policy, capital gains are not subject to capital gains tax. If some money is withdrawn, only the capital  gain of the amount taken out (not the principal) is taxed. The capital can be invested in all kinds of mutual funds, and even in selected listed and unlisted equities under conditions. ]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/understanding-life-insurance-7205.html</link>
      <pubDate>Sat, 01 Oct 2011 09:00:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/understanding-life-insurance-7205.html</guid>
    </item>
    <item>
      <title>The financial forecast</title>
      <description><![CDATA[As everybody knows, forecasting the evolution of the financial markets is very difficult. That's probably why the following ironic expressions exist: - An investment specialist is the person who will tell you tomorrow why what he predicted yesterday is not happening today.  - A long term strategy is a short term strategy that has failed. ]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/the-financial-forecast.html</link>
      <pubDate>Thu, 01 Sep 2011 09:00:00 +0000</pubDate>
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      <title>Women doing it for themselves...</title>
      <description><![CDATA[Considering that she has been in an atelier at Nice's Chamber of Commerce and Industry for the last few hours, Melanie Gulliver is surprisingly full of energy when she meets me in The Riviera Times offices. She has been at a workshop on the pros and cons of setting up as an auto-entrepreneur; both for her own benefit and for the benefit of fellow members of the European Professional Women's Network, for which she acts as treasurer for the Nice Côte d’Azur branch. ]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/women-doing-it-for-themselves.html</link>
      <pubDate>Thu, 18 Aug 2011 07:00:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/women-doing-it-for-themselves.html</guid>
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      <title>Stand out from the crowd</title>
      <description><![CDATA[RFP, Riviera Financial Planning sarl, is an Independent Financial Advisory (FIA) company established in 2003 in Sophia Antipolis, near Antibes, fully registered in France and dedicated to private clients from Northern Europe who already have or are considering buying an estate in the south-east of France or Monaco.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/stand-out-from-the-crowd-6662.html</link>
      <pubDate>Mon, 15 Aug 2011 07:00:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/stand-out-from-the-crowd-6662.html</guid>
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      <title>Five stars!</title>
      <description><![CDATA[Between Cannes and Saint Raphael, another hotel has been awarded the all-important symbol of luxury: the fifth star. The Tiara Yaksta in Théoule-sur-Mer has succeeded in meeting the new classification criteria that’s been set in the hotel sector, which have been gradually changing since 2009. ]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/five-stars.html</link>
      <pubDate>Thu, 11 Aug 2011 08:49:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/five-stars.html</guid>
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    <item>
      <title>Stand out from the crowd</title>
      <description><![CDATA[RFP, Riviera Financial Planning sarl, is an Independent Financial Advisory (IFA) company established in 2003 in Sophia Antipolis, near Antibes, fully registered in France and dedicated to private clients from Northern Europe who already have or are considering buying an estate in the south-east of France or Monaco. ]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/stand-out-from-the-crowd.html</link>
      <pubDate>Mon, 01 Aug 2011 00:00:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/stand-out-from-the-crowd.html</guid>
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      <title>Flight strikes</title>
      <description><![CDATA[Last Saturday, France's national carrier Air France and the cabin crew union came to an agreement that has, for the time being, prevented a strike that was planned to take place this weekend. Now, however, it’s the pilots who are threatening to take industrial action. They say they will walk out in early August should reforms of their pension fund go ahead.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/flight-strikes.html</link>
      <pubDate>Tue, 26 Jul 2011 14:46:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/flight-strikes.html</guid>
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      <title>New rules for wealth tax</title>
      <description><![CDATA[Among the many tax reforms currently under preparation in France, one of them, which is likely to be enforced as soon as September 2011, will have very important consequences: Article 16 of the draft budget law for 2011, specifies that so far as the ‘solidarity tax on wealth’ is concerned (ISF - Impôt de Solidarité sur la Fortune), the authorities will not accept any more that a shareholder loan to an SCI (SPV designed to hold French real estate) is deducted from the value of the property for the computation of the ISF due by the shareholder.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/new-rules-for-wealth-tax.html</link>
      <pubDate>Fri, 01 Jul 2011 00:00:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/new-rules-for-wealth-tax.html</guid>
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      <title>Tax changes on company cars</title>
      <description><![CDATA[Continuing our series of articles on tax changes, the system has been reinforced  for cars used for business purposes. Company vehicles are classified in two categories, commercial and private.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/tax-changes-on-company-cars-2706.html</link>
      <pubDate>Mon, 27 Jun 2011 08:18:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/tax-changes-on-company-cars-2706.html</guid>
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      <title>Jyske Bank &#40;France&#41; appoints new General Manager</title>
      <description><![CDATA[An experienced leader has been in charge of Jyske Bank in Cannes since February 2011. Thomas Nielsen was formerly at the helm of Jyske Bank (France) when he held the position of General Manager from 2004 to 2006.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/jyske-bank-france-appoints-new-general-manager-0606.html</link>
      <pubDate>Mon, 06 Jun 2011 02:48:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/jyske-bank-france-appoints-new-general-manager-0606.html</guid>
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      <title>Short options for the long term</title>
      <description><![CDATA[In April, the European Central Bank (ECB) raised its rates by 0.25 per cent. Is this move the beginning of a new monetary policy? Historically, short-term rates move according to long-term trends. In March 2010, the 3-month Euribor, the reference index for the variable rate loans in euros, hit a record low at 0.58 percent. Since, rates are going up again (the index is now at 1.37 percent). Currently, the European Central Bank is concerned by rising inflation. Its monetary policy has been very loose over the last two years and if commodity prices remain high or rise, it should continue to raise rates. What could we do if rates continue to go up?]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/short-options-for-the-long-term.html</link>
      <pubDate>Wed, 01 Jun 2011 10:00:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/short-options-for-the-long-term.html</guid>
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      <title>Tax reduction cuts for 2011</title>
      <description><![CDATA[The changes affect income tax for 2011: - 10% cut in tax reductions for expenses relating to some investments or services, but not those for employing a home worker or cost of child care.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/tax-reduction-cuts-for-2011-3005.html</link>
      <pubDate>Mon, 30 May 2011 03:00:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/tax-reduction-cuts-for-2011-3005.html</guid>
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    <item>
      <title>Nice CCI returns to its roots</title>
      <description><![CDATA[In April the newly elected president of the Chamber of Commerce and Industry Nice Côte d’Azur (CCI) gave an exclusive interview to The Riviera Times.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/nice-cci-returns-to-its-roots-2605.html</link>
      <pubDate>Thu, 26 May 2011 07:00:00 +0000</pubDate>
      <guid>http://www.rivieratimes.com/index.php/business-article/items/nice-cci-returns-to-its-roots-2605.html</guid>
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      <title>All the style of the French Riviera at the new Antibes Habitat store</title>
      <description><![CDATA[As the French Riviera celebrates the start of the summer season and stars flock to the Cannes Film Festival, Habitat opened its spacious new two-storey store packed with all the luminous colours of the Cote d’Azur in Terriers Nord shopping centre behind Decathlon.]]></description>
      <link>http://www.rivieratimes.com/index.php/business-article/items/all-the-style-of-the-french-riviera-at-the-new-antibes-habitat-store-1705.html</link>
      <pubDate>Tue, 17 May 2011 06:00:00 +0000</pubDate>
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